Posts by Alicia Lewis

End-of-Life Issues

End-of-Life Issues   Before today’s modern medicine, people usually died of three things: injury, infections or some type of nutritional deficiency.1 Painkillers may have come in the form of herbal tea or some other applied root, so pain was a fact of life. Life expectancy was much shorter than today, and people often died suddenly or…

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Insights Into Cybercrime

Insights Into Cybercrime Although it’s taken a back seat to domestic concerns over the past year, cybercrime is still on the rise. Attacks such as “Wannacry” shut down health care systems and businesses across the globe in 2017,1 and the World Economic Forum estimates cybercrimes cost the global economy about $445 billion a year. 2 It is…

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Ways to Avoid Financial Scams

Ways to Avoid Financial Scams According to a recent survey, about two-thirds of adults age 70 and older fall for online scammers. Here are some tips to remember about some of the latest frauds:1 Medicare does not employ “sales representatives.” Apple and Microsoft do not sell virus protection software for your computer. There is no…

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The Future of Medicare and Social Security

The Future of Medicare and Social Security   There is little doubt that Medicare and Social Security are important programs that help older Americans in retirement, particularly now that so many are living beyond previous life expectancy rates. In fact, past models for savings rates may be failing many older Americans, who represent the only…

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Investment Themes for This Year

Investment Themes for This Year   In the investment community, all eyes are on inflation this year. Economic analysts at Merrill Lynch anticipate further tightening in the labor market, to the tune of 3.9 percent unemployment by the end of 2018. Along with the tightened labor situation, they also expect personal consumption expenditure (PCE) inflation…

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A Look at How America Ranks

A Look at How America Ranks   In his first year in office, President Trump has promoted his “America first” philosophy. This new focus, with its trade protectionism and tough stance on immigration, has somewhat changed the U.S. narrative on a world scale.1   Considering this new emphasis on America first, perhaps it’s worth looking…

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Get Creative When Pre-Planning Funerals

Get Creative When Pre-Planning Funerals Think about how much time we put into planning things like college, a wedding, moving to a new home, having a baby and retirement. Now think about how much time we put into planning for our death. For many people, it’s no time at all. Perhaps you’ve got your estate…

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Mitigating Risk Goes Beyond Asset Allocations

Mitigating Risk Goes Beyond Asset Allocations What do Harvey Weinstein, “America First” policies and asset allocation have in common? Quite a bit, it turns out, when it comes to evaluating the various risk factors that can affect an investment or portfolio. Anyone who’s ever taken a hot minute to observe the market or talk shop…

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Digital Tools for Tax Season

Digital Tools for Tax Season Tax season is upon us. According to the IRS, about 90 percent of taxpayers now file their taxes electronically. The agency touts the service as more accurate, convenient and secure than paper claims, and people usually receive their tax refunds faster. The IRS offers free tax filing assistance to filers…

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Financial Strategies in 2018

Financial Strategies in 2018 One philosophy of investing, as opined by Warren Buffett, is to be “fearful when others are greedy and greedy when others are fearful.”1 The nation’s eight-year bull market, however, has tested that philosophy. Most market analysts would agree that it was more important to be in the market and taking advantage of…

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